There has  been a cloud of  uncertainness 
about small business loans due to this
 comparatively new method of financing   for small to
 average size businesses, and poor  advertising and
explanation by the industry  proprietors .
 Lastly  business owners  can come to
Merchantcashadvances.org, the # 1  reference for 
suggestions  about the small business loan industry.

The program   goes  like the following: a
small business loan lender will advance a
business owner money at a fixed cost. The  loaner collects  the money
back by taking a  portion  of the 
small business owner's Visa MasterCard sales  until the small
business loan is paid back in full. The cost of the program  is
determined by the  proposed time period it takes to pay back the small
business loan. The  vendor  is usually not required
though to pay back the small business loan under any time period.

Generally  the small business loan  procedure is  speedy and not terribly
paperwork heavy. Most lenders  will require  minimum paperwork
initially, including a few months bank statements, a few months merchant
processing statements and a filled out  form. After a underwriter  reviews   the  financials, numbers  can be
 created within 24-48 hours and contracts can be  produced  that same  day provided    the  business owner  and the small business loan lender   have come
to an agreement  about the amount of the small business loan and the percentage
  of Visa MasterCard receivables withheld  .